Employer insurance vs subsidies

November 2018

Please be aware that if you are offered group health insurance by an employer, you do not qualify for assistance (or a subsidy) from the government. There is a question on the healthcare.gov application that asks if you are offered health insurance by an employer. It is considered insurance fraud if you answer “no” just to get government assistance. I know it is frustrating, especially when your employer’s health insurance is expensive, but it is the law.